September 29, 2023

Introduction: In the dynamic world of taxation, staying ahead of emerging trends is crucial for tax authorities and businesses alike. Lagos, Nigeria’s economic powerhouse, is no exception. The Lagos Inland Revenue Service (LIRS) has a pivotal role in adapting to these trends, ensuring efficient tax administration, fostering compliance and contributing to the city’s continued economic growth. In this article, we will explore some of the emerging trends in taxation and how the LIRS is responding to these developments. Conclusion: The Lagos Inland Revenue Service’s ability to adapt to emerging trends in taxation is essential for effective tax administration and revenue collection. By embracing digital transformation, leveraging data analytics, and staying informed about international tax developments, the LIRS is well-positioned to navigate the evolving tax landscape. As the world of taxation continues to evolve, Lagos can expect more efficient tax administration, improved compliance and a tax system that supports the city’s economic growth and development. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: Taxpayer education is a cornerstone of effective tax administration. It empowers individuals and businesses with the knowledge and understanding they need to meet their tax obligations, promotes voluntary compliance and ultimately strengthens government revenue collection. Recognizing the importance of taxpayer education, the Lagos Inland Revenue Service (LIRS) has adopted a proactive approach to educate and inform Lagos residents about their tax responsibilities. In this article, we will delve into the significance of taxpayer education, the strategies employed by the LIRS, and the benefits it brings to both taxpayers and the government. The Significance of Taxpayer Education: Taxpayer education serves multiple crucial purposes in the context of taxation: LIRS’s Strategies for Taxpayer Education: The Lagos Inland Revenue Service employs a range of strategies to educate Lagos residents on tax matters: Benefits for Taxpayers and the Government: Taxpayer education efforts by the LIRS yield several benefits: For Taxpayers: For the Government: Conclusion: The Lagos Inland Revenue Service’s commitment to taxpayer education is a testament to its dedication to building a fair, efficient and transparent tax ecosystem. By equipping Lagos residents with the knowledge and understanding they need to fulfill their tax obligations, the LIRS not only promotes compliance but also empowers individuals and businesses to make informed financial decisions. As taxpayer education efforts continue, Lagos is likely to see increased voluntary compliance, improved revenue collection, and a more informed and financially savvy taxpayer base, contributing to the city’s growth and development. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: Lagos, Nigeria’s economic nerve center, attracts individuals and businesses from around the world. While these non-residents contribute to the city’s growth and development, they also have tax obligations to fulfill. To provide clarity and ensure compliance, the Lagos Inland Revenue Service (LIRS) has established guidelines for the taxation of non-residents. In this article, we will explore the tax considerations for non-residents in Lagos, the key guidelines provided by the LIRS, and how individuals and businesses can navigate these regulations effectively. Tax Considerations for Non-residents: Non-residents in Lagos, whether individuals or businesses, may have specific tax obligations: Key Guidelines from the LIRS: The Lagos Inland Revenue Service has provided guidelines to facilitate the taxation of non-residents: Navigating Non-resident Taxation Effectively: Navigating non-resident taxation in Lagos effectively requires a thorough understanding of the guidelines and proactive compliance: Conclusion: The Lagos Inland Revenue Service’s guidelines for the taxation of non-residents aim to provide clarity and fairness in tax administration. Non-residents in Lagos, whether individuals or businesses, should be aware of their tax obligations and strive for compliance. By following the guidelines, seeking professional advice when necessary, and staying informed about tax developments, non-residents can effectively navigate the tax landscape in Lagos while contributing to the city’s continued growth and development. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: In the bustling metropolis of Lagos, Nigeria, the importance of environmental sustainability is increasingly evident. As the city’s population grows and economic activities expand, the need for a sustainable approach to development becomes paramount. The Lagos Inland Revenue Service (LIRS), recognizing its role in promoting responsible business practices and environmental stewardship, has embarked on a journey to integrate environmental sustainability into its operations and advocate for it within the broader business community. In this article, we will explore the significance of this endeavor, the steps taken by the LIRS, and the potential impact on Lagos’ environment and business landscape. The Significance of Environmental Sustainability: Environmental sustainability is the practice of using resources in a way that meets current needs without compromising the ability of future generations to meet their needs. In a city like Lagos, known for its rapid urbanization and economic growth, the importance of environmental sustainability cannot be overstated: Steps Taken by the LIRS: The Lagos Inland Revenue Service has taken several steps to promote environmental sustainability: The Potential Impact: The integration of environmental sustainability into the operations and advocacy efforts of the LIRS has the potential to yield several positive impacts: Conclusion: The Lagos Inland Revenue Service’s commitment to environmental sustainability aligns with the global effort to address environmental challenges and create a more sustainable future. By offering tax incentives, advocating for sustainable practices and collaborating with stakeholders, the LIRS is not only fulfilling its fiscal responsibilities but also its role as a catalyst for positive change in Lagos. As the city continues to grow and evolve, the partnership between the LIRS and the business community will play a vital role in building a more sustainable, resilient, and prosperous Lagos for generations to come. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: Lagos, Nigeria, is not only the country’s economic powerhouse but also a vibrant cultural hub. Its creative economy encompasses a diverse range of industries, including music, film, fashion and visual arts. Recognizing the economic potential of this sector, the Lagos Inland Revenue Service (LIRS) has taken significant steps to support and promote the creative economy. In this article, we will explore the importance of the creative economy, the role of the LIRS in supporting it and the impact of these efforts on both artists and the broader Lagos community. The Significance of the Creative Economy: The creative economy is a dynamic and rapidly growing sector that contributes significantly to economic development, job creation and cultural enrichment. In Lagos, the creative industries have become a driving force in the economy, with several key characteristics: The LIRS’s Role in Supporting the Creative Economy: The Lagos Inland Revenue Service recognizes the potential of the creative economy and has taken several measures to support and nurture it: Impact on Artists and the Lagos Community: The LIRS’s support for the creative economy has several positive outcomes: Conclusion: The Lagos Inland Revenue Service’s commitment to supporting the creative economy reflects the importance of this sector in the city’s economic and cultural landscape. By offering tax incentives, promoting tax compliance and collaborating with industry stakeholders, the LIRS empowers artists and creative businesses to thrive and contribute to the prosperity of Lagos. As the creative economy continues to flourish, the partnership between the LIRS and the creative community will play a pivotal role in fostering growth, creativity and cultural richness in Lagos and beyond. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: In the heart of Nigeria’s breathtaking landscapes and vibrant culture, resorts stand as oases of relaxation and luxury. Managing a resort in this diverse and dynamic country comes with its unique set of challenges, one of which is the efficient handling of inventory. In this article, we will explore the vital aspects of inventory management from a bookkeeper’s perspective, tailored to the specific needs of Nigerian resorts. 1. Streamlining Procurement and Vendor Relations: Effective inventory management begins with a well-organized procurement process. Establish strong relationships with trusted vendors who can consistently provide quality goods. Negotiate favorable terms and discounts where possible, keeping a keen eye on costs without compromising on product quality. 2. Implement an Inventory Tracking System: Invest in a robust inventory tracking system, ideally integrated with your accounting software. This allows you to monitor stock levels in real-time, track item movement, and automatically update inventory records as goods are purchased or sold. Modern technology can significantly reduce manual data entry errors and enhance overall efficiency. 3. Categorize Your Inventory: Nigerian resorts often maintain diverse inventories, including food and beverages, linens, toiletries and more. Properly categorize your inventory to facilitate efficient tracking. Create separate categories for perishables and non-perishables, high-value items and those with low turnover rates. 4. Set Reorder Points: Determine optimal reorder points for your inventory items. This is the minimum quantity of an item that should trigger a reorder. Setting appropriate reorder points ensures that you don’t run out of essential items, preventing disruptions in service while avoiding overstocking, which ties up capital unnecessarily. 5. First-In, First-Out (FIFO) Principle: Adopt the FIFO principle for inventory rotation, especially for perishable items. This means that the oldest items are used or sold first. This approach minimizes the risk of spoilage or obsolescence, ensuring that your resources are utilized efficiently. 6. Regularly Conduct Physical Counts: While a robust inventory tracking system is invaluable, regular physical counts are still necessary to validate your digital records. Schedule routine inventory audits to identify any discrepancies between your records and actual stock levels. This practice helps catch theft, spoilage, or errors early. 7. Efficient Storage and Organization: Proper storage and organization of inventory are often underestimated. Ensure that your storage facilities are well-organized, with clearly labeled shelves and storage areas. Keep perishables at the right temperature and humidity to extend shelf life. 8. Minimize Wastage: Wastage can be a significant source of loss in the hospitality industry. Monitor closely for spoilage and expiration dates, and implement strategies to minimize waste, such as portion control and menu optimization. 9. Vendor Payment Management: Coordinate payment terms with your vendors to optimize cash flow. Negotiate favorable credit terms that allow you to pay for inventory after it has been sold, improving your working capital position. 10. Reporting and Analysis: Generate regular inventory reports that provide insights into usage trends, slow-moving items and overall inventory turnover. Use these reports to make informed decisions about purchasing, pricing, and menu planning. Conclusion: Inventory management is a critical aspect of running a successful resort in Nigeria. By implementing these bookkeeping best practices tailored to the unique challenges of the hospitality industry, you can enhance efficiency, reduce costs and ultimately provide a better guest experience. Remember, effective inventory management isn’t just about numbers; it is about ensuring that your guests have the best possible experience during their stay in your beautiful Nigerian resort. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: In the vibrant and dynamic world of Nigerian event management, staying on top of your finances is crucial for long-term success. Event centers across Nigeria are bustling hubs of activity, hosting weddings, conferences, parties and a myriad of other gatherings. However, with great celebration comes great responsibility, particularly when it comes to managing finances. This article delves into bookkeeping best practices tailored to the unique needs of Nigerian event centers, focusing on effective revenue and cost tracking. 1. Embrace Digital Accounting Tools: The days of manual bookkeeping are rapidly fading. Nigerian event centers can greatly benefit from embracing digital accounting tools. There is a wide array of accounting software available, such as QuickBooks, Zoho Books, and Wave, which can streamline financial processes. These tools help you record income, track expenses, generate invoices and reconcile bank statements efficiently. Plus, they offer the convenience of accessing financial data from anywhere, anytime. 2. Categorize Revenue Streams: Nigerian event centers often have multiple revenue streams, including venue rental fees, catering services, decorations and more. Properly categorizing these income sources is essential for accurate financial reporting. Create distinct income accounts for each revenue stream, making it easier to analyze profitability and make informed decisions. 3. Implement Accrual Accounting: While cash accounting is common among smaller businesses, event centers can benefit from accrual accounting. This method records revenues and expenses when they are earned or incurred, providing a more accurate picture of financial health. Accrual accounting can help you plan for seasonal fluctuations in revenue and anticipate upcoming expenses like maintenance or staff salaries. 4. Regular Bank Reconciliation: Maintaining an up-to-date bank reconciliation is fundamental. It ensures that your financial records align with your bank statements, uncovering discrepancies or errors promptly. This practice is vital for identifying missing payments, bank errors or unauthorized transactions that may go unnoticed otherwise. 5. Expense Tracking and Management: Costs can escalate quickly in the event management industry. To maintain profitability, diligently track and manage expenses. Create expense categories for items like rent, utilities, staff salaries and event-specific costs. Regularly review these expenses to identify areas where cost-cutting is possible without compromising quality. 6. Separate Business and Personal Finances: Many small businesses in Nigeria blur the lines between personal and business finances. Event centers must maintain a clear separation between the two. Open a dedicated business bank account and use it exclusively for business transactions. This separation simplifies tax reporting, financial analysis and legal compliance. 7. Record All Transactions: Every financial transaction, no matter how small, should be recorded accurately. This includes cash payments, online transfers and credit card transactions. A comprehensive record of transactions ensures that no income is overlooked, and expenses are properly accounted for. 8. Monitor Accounts Receivable: In the event industry, clients often pay in installments or after the event has taken place. Vigilantly monitor accounts receivable to track payments from clients. Send out timely reminders for outstanding invoices to maintain healthy cash flow. 9. Regular Financial Reporting: Generate regular financial statements, such as income statements, balance sheets and cash flow statements. These reports provide insights into your event center’s financial performance, helping you identify areas of strength and areas that need improvement. 10. Seek Professional Guidance: While these best practices can significantly improve financial management, consider enlisting the services of a qualified accountant or accounting firm with expertise in the Nigerian event management sector. Their insights and guidance can prove invaluable in navigating complex financial challenges. Conclusion: In the fast-paced and dynamic world of Nigerian event centers, effective bookkeeping is essential for success. By embracing digital tools, categorizing revenue streams, implementing accrual accounting, and maintaining rigorous financial practices, event centers can ensure financial stability and long-term growth. Remember, accurate financial records are not just a regulatory requirement; they are the foundation upon which you can build a thriving event management business. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: Running a restaurant in Nigeria can be a thrilling venture, offering delectable cuisine and memorable dining experiences to customers. However, behind the scenes, restaurant owners face a myriad of challenges, including managing costs, optimizing operations and ensuring financial sustainability. In this article, we will explore how streamlined bookkeeping can boost efficiency in Nigerian restaurants, leading to smoother operations and enhanced profitability. 1. Accurate Financial Records: Streamlined bookkeeping ensures that all financial transactions, from ingredient purchases to daily sales, are accurately recorded. This forms the basis for financial analysis and decision-making. 2. Real-time Expense Tracking: Modern bookkeeping practices emphasize real-time expense tracking. This enables restaurant owners to monitor costs and make prompt adjustments when necessary. 3. Preventing Waste: Detailed bookkeeping helps manage inventory efficiently, minimizing waste due to spoilage or over-purchasing of ingredients. 4. Financial Roadmap: A professional bookkeeper assists in creating budgets that align with the restaurant’s financial goals. Budgets serve as guides for cost control and financial planning. 5. Negotiating Better Terms: Accurate bookkeeping records of vendor transactions empower restaurant owners to negotiate better terms and discounts, reducing procurement costs. 6. Detecting Discrepancies: Regular bank reconciliation helps identify discrepancies or errors in financial records promptly, preventing financial irregularities. 7. Identifying Cost-Cutting Opportunities: Streamlined bookkeeping enables restaurants to analyze expenses comprehensively, uncovering areas where costs can be reduced without compromising quality. 8. Optimizing Liquidity: Efficient bookkeeping ensures steady cash flow management, avoiding cash shortages that could disrupt operations. 9. Optimizing Staffing: Restaurants can use bookkeeping data to analyze their payroll costs and optimize staffing levels, ensuring they align with business needs. 10. Clear Insights: Professional bookkeepers generate clear and understandable financial reports. These reports offer insights into cost structures and areas where adjustments can be made. Conclusion: Streamlined bookkeeping is the secret ingredient that can significantly enhance efficiency in Nigerian restaurants. It is not just about maintaining records; it is a strategic approach to managing finances, optimizing operations, and ensuring long-term financial sustainability. By partnering with a reputable accounting firm that specializes in the restaurant industry, Nigerian restaurant owners can harness the full potential of professional bookkeeping, ensuring their establishments run smoothly, efficiently and profitably. In a competitive dining landscape, efficient bookkeeping is not just an option; it is a recipe for success in the Nigerian restaurant industry. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: In the dynamic landscape of Nigerian business, particularly for small and medium-sized enterprises (SMEs), one of the most critical challenges is maximizing profit margins. While revenue growth is essential, controlling costs is equally vital for long-term sustainability and profitability. This is where effective bookkeeping plays a pivotal role. In this article, we will explore how SMEs in Nigeria can leverage bookkeeping to implement cost control strategies and enhance their profit margins. 1. Detailed Expense Tracking: Effective bookkeeping starts with detailed expense tracking. SMEs must categorize and record every expense to gain insights into where their money is going. 2. Budget Development: A professional bookkeeper assists in developing a budget that aligns with the SME’s financial goals. This budget serves as a roadmap for controlling costs. 3. Real-time Expense Monitoring: Modern bookkeeping practices emphasize real-time recording and monitoring of expenses. This enables SMEs to make quick and informed decisions when deviations from the budget occur. 4. Expense Analysis: Effective bookkeeping allows SMEs to analyze their expenses comprehensively. This analysis often reveals areas where costs can be reduced without compromising quality. 5. Vendor and Supplier Management: Detailed bookkeeping records of vendor and supplier transactions enable SMEs to negotiate better terms and discounts, reducing procurement costs. 6. Preventing Overstock or Shortages: For businesses that deal with inventory, proper bookkeeping helps maintain optimal stock levels, minimizing carrying costs and avoiding stockouts. 7. Efficient Staffing: Bookkeeping helps SMEs analyze their payroll costs and optimize staffing levels. This ensures that labor expenses are in line with business needs. 8. Bank Reconciliation: Regular bank reconciliation helps identify discrepancies or errors in financial records promptly. This also aids in preventing financial irregularities. 9. Managing Working Capital: Bookkeeping provides insights into cash flow patterns. SMEs can plan to ensure that they have adequate working capital to cover expenses without relying on expensive short-term loans. 10. Financial Reporting: Professional bookkeepers generate clear and understandable financial reports. These reports offer insights into cost structures and areas where adjustments can be made. 11. Tax Efficiency: Effective bookkeeping assists SMEs in optimizing their tax strategies, ensuring they only pay what is legally required. 12. Relying on Evidence: With accurate financial data at their disposal, SMEs can make informed decisions on cost control measures. 13. Optimizing Investments: Bookkeeping helps SMEs allocate resources efficiently, whether it is for marketing campaigns, equipment purchases, or expanding operations. 14. Regular Financial Health Checks: – Proactive Measures: Regular reviews of financial reports and budget vs. actual comparisons help SMEs identify cost control opportunities early. 15. Employee Training and Accountability: SMEs can use bookkeeping data to educate employees about cost control and involve them in the process. Conclusion: Effective bookkeeping is the cornerstone of cost control strategies for SMEs in Nigeria. It’s not just about maintaining records; it is a strategic approach to managing finances, enhancing profit margins and ensuring long-term business sustainability. By partnering with a reputable accounting firm that specializes in SME support, Nigerian businesses can harness the full potential of professional bookkeeping, ensuring they remain competitive and profitable in the ever-evolving business landscape. Cost control through effective bookkeeping is not just an option; it is a necessity for SMEs aiming to thrive and maximize their profit margins in Nigeria. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.

Introduction: The Nigerian hospitality industry is a bustling and dynamic sector, with hotels, restaurants, resorts and event venues offering exceptional experiences to both local and international guests. However, in this vibrant industry, navigating the complex terrain of tax compliance is a critical aspect of business operations. Professional bookkeepers play a pivotal role in helping hospitality businesses stay compliant with Nigerian tax laws and regulations. In this article, we will explore the key tax compliance considerations for the Nigerian hospitality industry and how a bookkeeper can guide businesses through this intricate landscape. 1. Understanding Tax Types: Nigeria imposes various taxes on businesses, including Value Added Tax (VAT), Company Income Tax (CIT), and Pay-As-You-Earn (PAYE) tax for employees. A professional bookkeeper ensures that all applicable taxes are properly accounted for and remitted. 2. Record-Keeping: Accurate and organized financial records are the cornerstone of tax compliance. A professional bookkeeper maintains meticulous records of income, expenses and transactions, ensuring they align with tax requirements. 3. VAT Management: VAT is a significant consideration in the hospitality industry. Professional bookkeepers calculate VAT accurately for services like accommodation, food and beverages, and ensure timely filing and remittance to the tax authorities. 4. CIT Compliance: For hotels operating as corporate entities, CIT compliance is essential. A professional bookkeeper assists in preparing CIT returns, claiming allowable deductions and managing tax liabilities effectively. 5. PAYE Administration: PAYE tax must be deducted and remitted on employees’ salaries. Professional bookkeepers handle the correct calculation, deductions and submission of PAYE to the tax authorities. 6. Tax Clearance Certificates: Tax clearance certificates are often required for business transactions and contracts. Professional bookkeepers ensure that all tax obligations are met, enabling businesses to obtain these certificates promptly. 7. Adherence to Filing Deadlines: Nigeria has specific deadlines for tax filings and remittances. Professional bookkeepers keep track of these deadlines to prevent late filings and the associated penalties. 8. Managing Withholding Tax: Hospitality businesses often engage various vendors and suppliers. Professional bookkeepers manage withholding tax obligations on payments made to these entities. 9. Tax Incentives and Exemptions: Understanding available tax incentives and exemptions is crucial. Professional bookkeepers explore opportunities to minimize tax liabilities legally. 10. Regular Tax Updates: Nigerian tax laws can change, affecting compliance requirements. Professional bookkeepers stay informed about tax law changes and adapt accordingly. 11. Documentation and Receipts: Professional bookkeepers ensure that all necessary documentation and receipts are maintained, simplifying the audit process if required. 12. Minimizing Liabilities: Effective tax planning is an essential part of the bookkeeper’s role. They help businesses structure their financial activities to reduce tax liabilities within legal boundaries. 13. Tax Dispute Resolution: In case of tax disputes or queries from tax authorities, professional bookkeepers provide necessary documentation and assist in resolving issues. Conclusion: Tax compliance is a complex but necessary aspect of doing business in the Nigerian hospitality industry. Professional bookkeepers serve as invaluable partners, ensuring that businesses meet their tax obligations while optimizing financial strategies. By engaging a reputable accounting firm with expertise in the hospitality sector, businesses in Nigeria’s vibrant hospitality industry can navigate the intricacies of tax compliance with confidence, allowing them to focus on what they do best – delivering exceptional guest experiences and contributing to the growth of Nigeria’s tourism sector. For professional advice on Accountancy, Transfer Pricing, Tax, Assurance, Outsourcing, online accounting support, Company Registration, and CAC matters, please contact Sunmola David & CO (Chartered Accountants & Tax Practitioners) at Lagos, Ogun state Nigeria offices, www.sunmoladavid.com. You can also reach us via WhatsApp at +2348038460036.